uOpen™ helps you create a best-in-class account opening and funding experience for customers and members, combining a delightful experience with outstanding results.
With real-time decisioning and an integrated switch kit for new account setup, this end-to-end solution improves application completion rates, office efficiencies, and regulatory compliance. uOpen provides a unified process across all channels so your customers or members have the same experience no matter where they open their new accounts—online, in-branch or using the call center. Management and Branch Consoles allow your staff to efficiently manage applications and improve relationships.
uOpen provides your financial institution with:
- Automated personal, business, deposit, loan, credit card and escrow account opening
- Funding by ACH, credit card, debit card, and more
- Improved CIP/KYC, OFAC, USA Patriot Act and FACT Act compliance
- Automated decisioning, approval and real-time account setup
- Third-party platform integration for core system, identity verification, card ordering, check ordering, loan decisioning, document management etc.
- Integrated switch kit to switch direct deposits, automatic payments, credit cards, and loans
- Comprehensive reporting and business analytics
- Application, product, promotion, additional service and risk management
uOpen enables your financial institution to:
- Streamline the account opening and funding process across all channels for improved efficiencies, lower costs and increased back office productivity
- Provide 24/7 access and convenience to consumers via the channels they prefer to use
- Enable intelligent cross-selling and up-selling to gain more wallet share
- Offer additional services such as credit/debit/ATM cards, online banking, eStatements, overdraft protection, gap insurance, etc.
- Assign applications to reps for follow-up to improve application completion rates
- Manage products, promotions and additional services to offer the products and services your customers want at the right time
- Help customers close external accounts and transfer remaining balances
- Integrate your own decisioning to optimize customer experience, cross-selling and up-selling opportunities